Types of Insurance for Couriers
Regardless of the type of courier vehicle you own, there are different types of insurance for couriers tailored to meet your needs!
If you manage a courier business, then looking for the right courier insurance is highly suggested. This will serve as one of your most essential cost-decreasing factor as it offers a complete economic protection.
So, what are the different types of courier insurance?
There are basically three types of courier insurance, namely:
- Vehicle insurance
While at work, you depend on your van, car or small lorry more than anything else. Thus, you will need a vehicle insurance to make sure your business keeps moving. Also, ensure to get important extras to keep you on the road like glass cover, breakdown cover and replacement car cover.
- Goods in transit insurance
This type of insurance for couriers is vital for covering your vehicle contents on a regular basis. Whether you are a furniture remover, hauler or courier, you’ll be responsible for the items for delivery. This means, you also have an obligation of care to any items being shipped if they’re lost, damaged or stolen.
- Public liability
Though public liability could not be as imperative as the other two, it can be considered if you want a smooth relationship with your clients. It protects you from potential issues that may take place against you from the clients .Public liability insurance can cover your courier against compensation payments and legal costs due to property damage or injuries to your contractors, customers or members of the public.
Protect your courier business with the right cover!
Courier insurance is very important for those owning a courier business and using their vans for a service on a daily basis. This is not similar to ordinary van insurance, as it covers the goods of other people that you’re carrying.